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Simobi

Last updated: August 2026

How to register a company in the UAE: step-by-step 2026

Seven steps from activity selection to your first invoice. Real timelines, real costs, and the exact documents you need at each stage — for both free zone and mainland setups.

Before you start

Fastest free zone setup

3–7 days

Licence only, basic activities

Full setup (licence + visa + bank)

6–10 weeks

Typical when prepared

Minimum year-one cost

AED 12,500

Basic free zone with 1 visa

Max foreign ownership

100%

Most activities since June 2021

01

Choose your business activity

⇨Timeline: 1–2 days⇨Cost: Free

Every UAE licence is issued for specific approved activities — these appear on your trade licence and must match what you actually invoice for. The Department of Economic Development (DED) publishes a list of approved activities for mainland licences; each free zone maintains its own list. The activity determines your licence type (commercial, professional, industrial, tourism, or freelance), which jurisdictions are open to you, and which sector approvals you need.

  • Search the DED activity database or ask your chosen free zone for their approved activity list
  • Regulated activities (healthcare, financial services, education, food) require approval from the relevant regulatory authority before licence issuance
  • You can hold multiple activities under one licence, but some combinations require a higher fee or are not permitted together
  • Activities that span two licence types (e.g., consulting + trading) may require two licences
02

Choose your jurisdiction and structure

⇨Timeline: 1–3 days (research)⇨Cost: Free

Jurisdiction selection shapes your costs, trading rights, visa quota, and banking experience. The three structures are: free zone (lower cost, international focus), mainland (UAE market access, government contracts), and offshore (holding/IP, no visa). Within free zones, over 45 options exist. The right choice depends on where your customers are, your visa needs, and your first-year budget.

  • If your customers are international or UAE-based online buyers — free zone is typically correct
  • If your customers are UAE businesses, retail, or government — mainland is the right call
  • Check which free zones have a strong track record with UAE banks for your specific activity
  • See the full breakdown in the free zone vs mainland guide before deciding

Full detail in the free zone vs mainland UAE guide.

03

Reserve your trade name

⇨Timeline: 1–3 working days⇨Cost: AED 750 (mainland DED); often included in free zone package

Submit 2–3 ranked name options to your chosen authority. Names must not duplicate existing registrations, contain restricted terms (royal titles, religious references, country names without approval), or misrepresent your activities. The free zone or DED checks availability and approves or rejects each option.

  • Mainland DED name reservation: approximately AED 750, valid for 1 month
  • Most free zones include name reservation in their setup package
  • Your trade name can differ from your brand name — the licence can show a generic name while you operate under a brand
  • Arabic characters may be required for mainland businesses
04

Prepare and submit your documents

⇨Timeline: 1–5 working days (preparation)⇨Cost: Notarisation/attestation AED 300–1,500 if required

Once the name is reserved, gather and submit the required documents. Free zones require less documentation than mainland DED applications. Documents must typically be less than 3 months old.

  • All shareholders and managers: coloured passport copy (minimum 6 months validity)
  • Proof of residential address: utility bill or bank statement (last 3 months)
  • No Objection Certificate (NOC) from current UAE sponsor — required if you are already on a residence visa
  • Mainland LLC applications require a Memorandum of Association (drafted and notarised by a UAE notary)
  • Regulated activities require a pre-approval letter from the relevant UAE authority (DHA, KHDA, DFSA, CBUAE, etc.)
05

Receive your trade licence

⇨Timeline: 3–7 working days (free zone); 5–10 days (mainland)⇨Cost: Licence fee AED 5,500–15,000 + application fees

Once the application is complete and fees are paid, the free zone or DED issues the trade licence. The licence shows your company name, activity codes, expiry date, and registered address. Keep the original — banks, government authorities, and regulators will request certified copies throughout the life of your business.

  • Free zone: digital licence issued first, physical copy follows within a few days
  • Mainland: the licence is printed and collected from the DED or issued digitally via the government portal
  • Licence is valid for 1 year and must be renewed annually — renewal typically costs 80–90% of the initial fee
  • Your registered address on the licence must match your physical or virtual office address
06

Obtain your establishment card

⇨Timeline: 5–10 working days⇨Cost: AED 1,500–3,000

The establishment card (also called the Labour Card or company card) is issued by the Ministry of Human Resources and Emiratisation (MOHRE). It is mandatory before you can apply for investor visas or employee work permits. The card is tied to your establishment number and renewed annually alongside the trade licence.

  • Required before any visa applications — do not start the visa process without it
  • Apply through MOHRE's online portal or via a registered PRO service
  • Renewal is annual and should be done at the same time as licence renewal
  • Free zones manage this differently — some issue a free zone ID that functions similarly
07

Apply for investor visa and open a bank account

⇨Timeline: 7–10 days (visa); 2–8 weeks (bank account)⇨Cost: AED 3,000–5,000 for visa; bank account has no setup fee but may require a minimum balance of AED 25,000–50,000+

With the licence and establishment card in hand, you can apply for the investor visa. The process includes an entry permit, medical fitness test, Emirates ID biometrics, and visa stamping. Bank account opening follows — this is the most variable step. A well-prepared application at the right bank completes in 2 to 3 weeks. Underprepared applications can stall for months or be declined.

  • Visa process: entry permit → medical test → Emirates ID registration → visa stamping
  • Bring your company documents to the medical and Emirates ID appointments
  • For banking: a consistent and professional digital presence (website, social) materially improves approval rates
  • Match your licence activities to your expected invoice types — inconsistency is the most common cause of bank account rejection

Full detail in the UAE corporate bank account guide.

Why UAE company setups get delayed

Activity codes that do not match invoicing

Banks compare your licence activity codes to the invoices you will issue. If your licence says general trading but you plan to invoice for IT consulting, your bank account application will fail. Choose activities that reflect what you actually do — and add the ones you will do in the next 12 months.

No NOC from current UAE sponsor

If you are on a UAE residence visa — whether employment, spouse, or student — you need a No Objection Certificate from your current sponsor before you can apply for an investor visa through your own company. Getting the NOC takes time and surprises founders who are already in the UAE.

Regulated activity without pre-approval

Healthcare, financial services, education, food, and several other sectors require a pre-approval letter from the relevant UAE authority before the licence is issued. Attempting to register without this creates a full restart. If your activity falls into a regulated sector, obtain the approval first.

Bank account rejection due to weak digital presence

UAE banks conduct due diligence on a company's online footprint. A company without a coherent website, professional email, and social presence consistent with its licence activities is treated as a compliance risk. Preparing your digital presence before the bank account application significantly improves approval rates.

Frequently asked questions

How long does it take to register a company in the UAE?

The licence itself takes 3 to 7 working days for a free zone and 5 to 10 days for a mainland DED registration once all documents are complete. Add 7 to 10 days for the establishment card and investor visa, and 2 to 8 weeks for bank account opening. Most founders are fully operational — licence, visa, and bank account — within 6 to 10 weeks.

What documents do I need to register a UAE company?

The core documents are: coloured passport copy (all shareholders and managers), proof of residential address (utility bill or bank statement), No Objection Certificate if you are currently sponsored in the UAE, and a completed application form. Free zones typically require less documentation than mainland DED applications. Regulated activities (healthcare, education, financial services) require additional approvals from their respective authority.

Can I register a UAE company without visiting the UAE?

Yes, for several free zones. Documents can be notarised, apostilled if required, and submitted remotely. However, if you want a UAE investor visa through the company, you will need to visit in person for the medical fitness test and Emirates ID biometrics. The licence itself can often be obtained without a UAE visit.

How much does it cost to register a company in the UAE?

Realistic year-one totals: free zone AED 12,500 to AED 30,000+ (including one investor visa and basic office arrangement), mainland AED 30,000 to AED 50,000+. The headline licence fee is usually AED 5,000 to AED 15,000 and does not include establishment card, visa fees, medical test, Emirates ID, and notarisation — these add AED 8,000 to AED 15,000 on top.

Do I need a local sponsor to start a business in the UAE?

No, for most activities. Federal Decree-Law No. 26 of 2020 permits 100% foreign ownership for most commercial and professional activities, both in free zones and on the mainland. A small number of regulated sectors retain UAE national ownership requirements. For the vast majority of businesses, no local sponsor is needed.

Want to get through these steps without the delays?

Simobi handles activity selection, jurisdiction matching, document preparation, and bank account readiness — so the process moves at the speed it should. The conversation is free.

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